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Ski Insurance & Winter Sports Travel Insurance

Save on your winter sports cover

Prices from just £31.48 per trip

(Based on a 35-year-old travelling to Austria for 5 nights, including winter sports, on a Direct Travel Budget Single Trip policy. Prices correct as of 9th November 2023.)

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Winter sports benefits include:

Click here to see cover levels for winter sports we offer on each product.
For a full list of the winter sports activities we cover, please see your policy wording.

Our winter sports insurance goes further

From the Alps to the Rockies, or wherever else you might be going, Direct Travel Insurance is just the ticket. Whether you are planning to spend your holiday on black runs or beginner slopes, we’ll cover your needs. Our easy to understand policies allow you to switch off and enjoy the freedom of the mountains.

We can provide cover for you to take part in winter sports from 17 to 31 days, on an Annual Multi-Trip policy.

Cover for most pre-existing medical conditions can be added to any winter sports policy.

Claim for lost or stolen luggage, including lost, stolen, or damaged winter sports equipment.

Not enough snow? Maybe too much? Claim if the piste is closed for more than 12 hours.

Had an accident? Don’t worry - call our 24hr emergency helpline for free advice and medical assistance.

Going on a few breaks?

We don’t just offer Single Trip policies! If you’re planning more than one ski or snowboarding holiday then check out our Annual Multi-Trip winter sports holiday insurance. This cost-saving option takes away the hassle of having to buy multiple policies.

Travel whenever you like, with cover valid for up to 31 days over the course of the 365 day period, depending on insurer and cover limits. This covers multiple trips and with winter sports added, including cover for skiing, snowboarding, husky dog sledding, and many other winter sports and activities.

It's important to know:

  1. If you have a medical condition, please make sure you disclose it when buying your policy. Direct Travel Insurance will not provide cover for undeclared medical conditions.
  2. You must be 18 years old or over to purchase a policy.
  3. We are unable to provide cover for countries where the Foreign, Commonwealth, and Development Office (FCDO) have advised against all, or all but essential, travel. Please visit the FCDO Foreign Travel Advice page to check the latest warnings. Alternatively, you can call them on 0207 008 5000.
  4. This product is available for UK residents only.
  5. Upper age limits may apply.
  6. The 15% online discount will not apply to any optional, additional cover.
  7. Please check our Policy Wording for full terms & conditions. If you have any questions please visit the FAQ page or contact us.

What if I am older than the maximum age?

You may be able to obtain an alternative travel insurance policy by contacting:

British Insurance Brokers Association
Tel: 0370 950 1790 (lines open Mon-Fri, 9am-5pm)
Website: Find Insurance - BIBA

The Money Advice Service
Tel: 0800 138 7777 
Website: Travel insurance directory | MoneyHelper


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Over 26 years experience in travel insurance.

UK support team available 24/7, 365 days a year.

Policies underwritten by our panel of insurers.

Need help?

UK Customer Services0330 880 3600*

Open Monday to Friday 8:30am to 6pm, Saturday 8:30am to 4pm and closed Sundays

*Calls are recorded for training and monitoring purposes.

UK Emergency Assistance

Direct Travel (Allianz) - 01444 465 553 

AllSafe (Allianz) - 01444 465 553

Fit2Travel (Arch) - 01243 621 501

Clear4Travel (White Horse) - 01733 224 357

Freespirit (Canopius) - 0203 819 7170

Goodtogo (Red Sands) - 01444 465 573

Available 24 hours a day, every day.

What our customers say:

  1. "Very easy to do travel insurance online and now that you can add medical conditions, rather than calling up and going through lots of questions it’s brilliant."
  2. "I have used Direct travel insurance for a good number of years and have been extremely happy with their service and prices. This years renewal (3/3/14) was the first I have undertaken on-line and I found the process clear and easy to use."
  3. "Quick and easy, good rates for my health problems, would highly recommend."